BUSINESS

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BUSINESS

UPI to support conversational payments

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AI conversational payments

The RBI is exploring AI-powered conversational payments on UPI, enabling users to interact with AI systems for transactions.

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Bilingual launch

The National Payments Corporation of India will soon release more details about conversational payments, initially launching in English and Hindi.

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UPI Lite limit raised

RBI announced the increase of UPI Lite transaction limits from Rs. 200 to Rs. 500, while retaining the on-device wallet limit at Rs. 2,000 to manage risk.

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NFC offline transactions

To expand UPI Lite's reach, RBI plans to introduce offline transactions using Near Field Communication (NFC) technology.

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Repo rate

RBI has also opted to keep the repo rate unchanged this time. It is currently at 6.50%. This is the third consecutive time RBI has retained the rate.