BUSINESS

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BUSINESS

Paytm Wallet acceptable on all UPI QRs

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Pay UPI with Paytm Wallet

Paytm Payments Bank customers can use UPI QR codes and pay online merchants with Paytm Wallet.

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PPBL will earn interchange fee

PPBL will earn a 1.1% interchange fee on wallet transactions to merchants on other payment aggregators/banks.

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Wallet-loading

When someone adds over Rs. 2,000 to Paytm Wallet via UPI from another bank, PPBL will pay 0.15% as a wallet-loading charge.

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Largest beneficiary

Paytm Payments Bank Ltd (PPBL) has been India's largest beneficiary of UPI payments for 21 months, with 1.65 billion transactions in Feb 2023.

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More revenue

Morgan Stanley and Citi predict wallet interoperability will create revenue opportunities for Paytm Payments Bank with over 100 million KYC wallets.