Google combines Android Pay and Google Wallet, launches Google Pay
What's the story
Google has combined all of its different payment services into one unified service called Google Pay. While new users can directly download the new Google Pay app, existing Android Pay users can update their app for the new interface. As for Google Wallet, the company has redesigned the app and renamed it Google Pay Send to go with the Google Pay brand.
Features
Google Pay becomes a unified payments service for Android users
Google Pay has two major components, the Home tab, and the Cards tab. The Home tab shows recent payment activity and a personalized list of nearby stores where payments can be done through Google Pay. This is based on previous stores visits and location information. Under the Cards tab, users can find individual credit, debit, reward, and gift card information.
Details
Google Pay will work across all Google platforms
Google Pay will work on all Google platforms like Chrome and Assistant. "You'll have a consistent checkout experience using the cards saved to your Google Account," the company said. Google Pay will also work on any app, website, or store which has partnered with Google for the same. Platforms like DoorDash, Airbnb, and Hotel Tonight are already supporting the Google Pay payment feature.
Implementation
Here's how developers can get on board with the app
Explaining how service providers can on-board the app, Google said, "We give developers a very simple API to implement Google Pay. The API is simple because we are not processing that payment. We just securely pass the credentials to whoever is doing it." This means that payments are still routed through standard payment processors like Stripe or Braintree.
Information
Transact through Google Pay with people without the app
Notably, Google Pay can also be used to carry out transactions with people who don't have the app. They just need an email address or phone number to successfully receive money. Further, Google claims the app comes with "strong security protections" to safeguard personal data.