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    Home / News / Lifestyle News / 5 stellar credit cards for tech gadget enthusiasts in India
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    5 stellar credit cards for tech gadget enthusiasts in India
    Refer to this guide

    5 stellar credit cards for tech gadget enthusiasts in India

    By Anujj Trehaan
    Jan 02, 2025
    03:14 pm

    What's the story

    For gadget lovers in India, choosing the right credit card can transform their shopping experience into a rewarding journey.

    The perfect credit card should offer amazing benefits, cashbacks, and rewards designed specifically for the tech-savvy lifestyle.

    This article uncovers five such outstanding credit cards that deliver these advantages, particularly for online purchases of gadgets and digital products.

    Millennia benefits

    HDFC Millennia Credit Card: A digital shopper's delight

    The HDFC Millennia Credit Card is a clear winner for high-spend online shoppers.

    It boasts an impressive 5% cashback on online spends (think gadgets and those unavoidable software subscriptions).

    At a reasonable ₹1,000 annual fee (easily waived off by spending over ₹100,000 annually), you also get access to complimentary lounge visits, discounts on dining, and shopping.

    This card is a no-brainer for tech enthusiasts with substantial online transactions.

    You're
    20%
    through

    Ace Rewards

    Axis Bank ACE Credit Card: Maximizing online spends

    Tailored for high-intensity online spenders, the Axis Bank ACE Credit Card offers a hefty 5% cashback on bill payments, groceries, and online shopping.

    This card is especially advantageous for creators (they watch a lot of OTT content) and those managing digital finance of their households.

    Alongside a reasonable joining fee of ₹499 (waived after annual spends exceed ₹200,000), it provides fuel surcharge waivers and dedicated customer support.

    You're
    40%
    through

    Amazon perks

    Amazon Pay ICICI Credit Card: For Amazon loyalists

    The Amazon Pay ICICI Credit Card is a no-brainer for frequent Amazon shoppers or anyone heavily invested in the Amazon ecosystem.

    Boasting up to 5% cashback on purchases for Prime members (3% for non-Prime), this card has no annual fees and offers no-cost EMI options, plus exclusive discounts on Amazon.

    It's a no-fuss option for people who often buy tech gadgets from the platform.

    You're
    60%
    through

    Flipkart cashbacks

    Flipkart Axis Bank Credit Card: Flipkart Fanatics' favorite

    Perfect for loyal shoppers at Flipkart and partner merchants, the Flipkart Axis Bank Credit Card delivers 5% cashback at Flipkart and Cleartrip, 4% back with partners like Swiggy and Uber, and 1% back on all other spends.

    Plus, enjoy four complimentary domestic airport lounge visits annually after spending a minimum of ₹50,000 per year.

    You're
    80%
    through

    Key considerations

    American Express SmartEarn(tm) Credit Card: Rewarding every spend

    The American Express SmartEarn(tm) Credit Card provides 10X Membership Rewards(r) Points on Zomato, Flipkart, and Myntra.

    You get one reward point for every ₹100 spent on other purchases.

    Plus, there's a ₹500 Amazon India gift card as a welcome gift, and you can earn up to ₹4,000 in travel e-vouchers each year by reaching certain spend milestones.

    Done!
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