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    Home / News / Business News / #FinancialBytes: 5 companies that offer gadget loans in India
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    #FinancialBytes: 5 companies that offer gadget loans in India

    #FinancialBytes: 5 companies that offer gadget loans in India

    By Ramya Patelkhana
    May 27, 2019
    05:45 pm

    What's the story

    Almost everyone wants to have the latest smartphones and their favorite gadgets that suit their lifestyle.

    But, due to the ever-increasing prices, most people cannot afford to buy their dream gadgets as these are often not budget-friendly. However, there are many companies nowadays that offer loans to customers to purchase gadgets.

    Here are 5 companies in India that provide gadget loans.

    #1

    ZestMoney is a popular online platform for gadget loans

    ZestMoney is a popular digital platform that offers gadget loans without the need for credit cards or credit scores.

    Customers should register online to activate their credit limit. Loans are digitally processed, and EMIs are collected from the customer's bank account.

    ZestMoney also offers loans for travel, furniture, fashion, educational courses, etc. and works across e-commerce platforms like Flipkart, Amazon, Myntra, MakeMyTrip, PepperFry, etc.

    #2

    Phocket offers gadget loans of up to Rs. 1 lakh

    Phocket is another fintech company that offers instant short-term loans, including gadget loans, to salaried individuals.

    One can avail loans between Rs. 5,000 and Rs. 1,00,000 for purchasing gadgets.

    It offers single-EMI repayment option for loans up to Rs. 10,000 and flexible EMI options of 1/2/3 months for loans above Rs. 10,000.

    Those interested can avail gadget loans on Phocket's website or its app.

    #3

    Bajaj Finserv is another popular option for availing loans

    Bajaj Finserv is one of the most popular financial services companies that provide loans for consumer durables.

    One can avail loans for electronic gadgets and home appliances, through its Bajaj EMI Card for which customers need to apply separately.

    The card can be used for online and offline purchases across its EMI Network retailers. It offers the No-Cost EMI facility effectively at 0% interest.

    #4

    HomeCredit is another leading consumer durable loan provider

    HomeCredit is another leading consumer durable loan provider in the country.

    One can avail easily accessible loans for a range of products including mobile phones, laptops, home appliances, and electronics among other things.

    HomeCredit offers loans at nominal interest rates and flexibility to choose the monthly installment amount. Customers can apply for loans on HomeCredit's website/app for instant approval or approach the company's representatives.

    Information

    #5: One can also avail loans for gadgets on Kissht

    Individuals can avail instant loans for gadgets from Kissht through its Kissht EMI Card. The card works across multiple online e-commerce websites and offline stores. Anyone with a monthly income of over Rs. 12,000 is eligible; one can avail loans on Kissht's website or app.

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