How you can avail Pradhan Mantri Garib Kalyan Yojana
What's the story
The Pradhan Mantri Garib Kalyan Yojana (PMGKY) is a holistic relief package.
Its goal is to deliver immediate financial relief and support to the poorest and most economically vulnerable families in India during times of crisis.
This initiative encompasses several schemes. They concentrate on direct cash transfers, food security, and employment support.
These measures aim to alleviate the hardships experienced by millions.
Cash transfers
Direct cash transfers explained
Under the Pradhan Mantri Garib Kalyan Yojana, eligible families receive direct cash transfers into their bank accounts.
This initiative provides financial assistance to senior citizens, widows, and disabled individuals, offering them ₹1,000 over a three-month period.
Additionally, women with Jan Dhan accounts receive ₹500 monthly for three months. This initiative aims to help them manage their household expenses during difficult times.
Food security
Free ration distribution
One of the most important aspects of PMGKY is addressing food security for the vulnerable.
The government provides five kilograms of wheat or rice per person and one kilogram of pulses per household free of cost every month.
This is provided in addition to the existing quotas under the Public Distribution System (PDS). The idea is to ensure that no family goes hungry during crises.
Employment boost
Employment support through MGNREGA
The wages under the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) have been raised as part of PMGKY.
This increase translates to an extra earning of almost ₹2,000 for a laborer over the entire lockdown period.
This initiative is intended to reduce the financial strain on rural households by offering increased wage employment opportunities.
Health protection
Insurance coverage for frontline workers
PMGKY provides a ₹50 lakh insurance cover for health professionals and workers directly engaged in COVID-19 responses.
This acknowledges their pivotal role and offers financial protection against health risks while they serve the nation.
This pillar guarantees that in times of crisis, the most vulnerable sections of society receive targeted support, helping beneficiaries navigate effectively through hardships.