Guide to applying for Rashtriya Swasthya Bima Yojana (RSBY)
Rashtriya Swasthya Bima Yojana (RSBY) is a government-run health insurance for the Indian poor. It offers medical cover up to ₹30,000 on a family basis for diseases needing hospitalization. Applying for RSBY might seem complex, but with the right information, it's straightforward. This article will guide you through the process step by step, making it accessible.
Eligibility criteria
Firstly, check if you're eligible for Rashtriya Swasthya Bima Yojana (RSBY). It targets families living below the poverty line, including specific unorganized sector workers and their dependents. The categories eligible for RSBY are updated frequently. Confirm your eligibility either with local authorities or through the RSBY website. This step ensures you meet the criteria before proceeding further in the application process.
Enrollment process
After confirming your eligibility for Rashtriya Swasthya Bima Yojana (RSBY), locate your nearest enrollment center. These centers are typically found at local government offices or through special camps organized periodically throughout the year. It's essential to bring identification documents, such as an Aadhaar card or ration card, for all family members you wish to enroll. This preparation ensures a smooth and efficient enrollment process.
Paying the registration fee
At the enrollment center, each family is required to pay a registration fee of ₹30 annually. This fee is the same across India, ensuring uniformity in the application process. It's a crucial step toward completing your application for Rashtriya Swasthya Bima Yojana (RSBY). The payment of this nominal fee signifies the family's formal entry into the scheme, enabling access to its benefits.
Biometric data collection
During enrollment, biometric data such as fingerprints and photographs of each family member are collected. This information is essential for creating a smart card, which serves as proof of insurance under Rashtriya Swasthya Bima Yojana. It's important that all family members are present during this stage to ensure the accuracy of the smart card, avoiding any discrepancies later.
Receiving your smart card
Upon completing the enrollment process, you will receive an RSBY smart card. This card contains crucial details about your family members and their entitlements under the scheme. It is essential to keep this card safe, as it is required for cashless treatment at hospitals under Rashtriya Swasthya Bima Yojana coverage. This smart card facilitates access to healthcare benefits efficiently.
